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Nice to meet you! My name is,

Jay Keali‘i Medeiros

Mortgage Advisor
NMLS#: 2318768

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Hello, welcome to my page.

Hi, I’m Jay Keali‘i Medeiros, your go-to mortgage broker and loan expert. I’m here to make the home financing process as smooth and stress-free as possible by breaking things down in a way that’s easy to understand. Whether you’re buying your first home, refinancing, or just exploring your options, my goal is to help you feel confident every step of the way.

I pride myself on being responsive, transparent, and committed to providing the best deal and service available. I’m also available evenings, weekends, and holidays because life doesn’t always happen Monday through Friday.

Let’s connect and find the right loan solution for you.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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